What Income Floor Check Is
Income Floor Check is a free tool for people who are already considering a fixed or fixed-indexed annuity and want to see where today's fixed rates actually stand before they talk to anyone. Answer a few questions about your timeline and goals, and you'll see a real, current rate range — pulled from live carrier data, not a generic estimate — in about 60 seconds.
It's not a quote, and it's not the final word. It's a starting point: something concrete to bring into a conversation with a licensed professional, so that conversation starts from real numbers instead of a guess.
Who's Behind It
Income Floor Check is operated by Long Financial Services, LLC (LFS), a licensed insurance agency (NPN #21414114). LFS works with independently licensed insurance professionals who specialize in fixed annuities, fixed indexed annuities, and guaranteed income planning — coordinated by Tod Long, who has spent over two decades in retirement income planning and is licensed in 30+ states.
When you request a callback through this tool, you're connected with one of these licensed professionals for a short, no-obligation call to confirm your actual rate and answer your questions.
The Disclosures That Matter
Income Floor Check connects consumers with independently licensed insurance professionals offering fixed insurance and annuity products only, made available through Long Financial Services, LLC (LFS), a licensed insurance agency operating across the United States (NPN #21414114). Rate ranges shown are illustrative, based on real current market data and the information you provide — actual rates vary by carrier, product, contribution amount, and underwriting, and are confirmed only through a licensed insurance professional. This is not legal, tax, investment, or Social Security advice. See our Privacy Policy for how we handle your information.
See what fixed rate range you may qualify for — free, no obligation, about 60 seconds.
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